Zhang Min was born in November 1970 in Baoji, Shaanxi. She started working in 1992 and joined the Communist Party of China in November 1994. She has a doctoral degree in economics.
Since 1996, she has worked in Shaanxi Branch, Hubei Branch, Ningxia Branch and Tianjin Branch of China Construction Bank. She also served as Secretary of the CPC Committee at China Construction Bank Ningxia Branch as well as Tianjin Branch.
Since November 2020, she has been serving as a member of CPC Committee of China Construction Bank.